Facing a Lawsuit or Judgment?
Bankruptcy Can Stop It.
If creditors have sued you or already won a judgment, you still have powerful legal options. Filing bankruptcy can halt lawsuits, eliminate judgments, and give you a real fresh start under Florida law.
What Happens When You're Sued by a Creditor?
When a creditor files a lawsuit or obtains a judgment against you in Florida, the consequences escalate quickly. Understanding these threats is the first step toward protecting yourself.
Wage Garnishment
A judgment allows creditors to garnish up to 25% of your disposable wages — shrinking your paycheck every period.
Bank Account Levies
Creditors can freeze and seize funds directly from your bank accounts — sometimes without warning.
Property Liens
Judgments can attach as liens to your Florida property, blocking your ability to sell or refinance.
How Bankruptcy Stops Lawsuits & Judgments
The moment you file bankruptcy, the federal Automatic Stay takes effect — immediately halting creditor lawsuits, garnishments, and collection actions.
Stops Active Lawsuits
Pending lawsuits are frozen the day you file, giving you breathing room.
Eliminates Judgments
Most unsecured judgments can be discharged entirely through bankruptcy.
Ends Wage Garnishment
Keep your full paycheck — garnishment orders stop upon filing.
Releases Liens
Certain judgment liens on your home can be avoided through the bankruptcy process.
Which Chapter Is Right for You?
Both Chapter 7 and Chapter 13 can address lawsuits and judgments — but they work differently. Our intake team will help determine the best path.
Chapter 7 Bankruptcy
Quickly eliminates most unsecured debts, including credit card judgments and medical debt lawsuits. Typically completed in 3–4 months.
Learn MoreChapter 13 Bankruptcy
Restructure debts into a manageable 3–5 year repayment plan while keeping your assets. Ideal for higher-income filers.
Learn More
How Bankruptcy Saved My Family
And How It May Save Yours
Get the real story of how one Florida family used bankruptcy to escape crushing debt, stop lawsuits, and rebuild their financial future. This free ebook is yours — no obligation.
Request Your Free Copy
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Bankruptcy Webinar
Learn how bankruptcy works in Florida, what to expect, and whether it's the right option for your situation. Watch at your own pace — available anytime, on your schedule.
Register to Watch FreeBankruptcy Solutions for Every Situation
Lawsuits and judgments are just one of the many financial challenges we help Florida residents overcome. Explore more:
Don't Wait Until It's Too Late
Every day you delay, creditors gain more power. Our bankruptcy intake team is ready to evaluate your situation and explain your options — at no cost and with no obligation.
The DeVries Law Firm, P.A. — Serving clients throughout Florida